THECThematic Eco System

Four Financial Ecosystems

Each ecosystem connects every workflow, user role, integration, and data layer around a single financial business theme, not isolated software modules.

What is THEC?

A connected platform built around a theme !

THEC = Thematic Eco System. Traditional fintech delivers isolated modules a transaction system here, a reporting tool there. We build ecosystems: everything related to a financial theme, users, workflows, data, operations, and integrations, connected in one platform.

Shared data across all user roles, no sync or duplicate issues

One integration layer per ecosystem, not per product

Business logic and compliance built into the theme, not bolted on

Isolated Modules

MF Transaction System

Separate IPO Tool

Standalone Reports

Different Dashboards

Manual Reconciliation

Silos → sync issues → gaps

THEC Ecosystem

Unified Transaction Layer

All Instruments One Engine

Live MIS Across All

Role-based Single View

Auto Reconciliation

Connected → consistent → reliable

A

Ecosystem 01

Mutual Fund & Wealth Management

Investment Operations

A single connected platform where investors, advisors, back-office teams, and regulators all operate within one shared context, not separate tools stitched together.

All 4 user roles share a single transaction record, no duplicate data, no sync issues.

Built for

BanksNBFCsWealth ManagersDistributors

Connected Platform Map

16 components connected
Users & Portals
Investor PortalAdvisor DashboardRM InterfaceBack-Office Console
Core Platform
Transaction EngineSIP / STP / SWPFolio & AUM ManagerScheme Data Engine
Operations
Order ProcessingException HandlingReconciliationMIS & Reports
Integrations
BSE StAR MF 2.0NSE MF InvestRTA SystemsPayment Gateways

All layers share a single data context, no silos

B

Ecosystem 02

IPO · NCD · Bonds · REIT · InVIT

Capital Markets & Distribution

One platform covers the full capital markets lifecycle, from bidding and allocation to settlement and reporting, across all instrument types with SEBI-compliant flows.

IPO, NCD, Bonds, REIT, SME IPO, all instruments handled by one engine, one team.

Built for

BanksInvestment BanksBroker-DealersRegistrars

Connected Platform Map

16 components connected
Users & Portals
Investor Bidding PortalHNI / Corporate FlowRM Bid ManagementOps Dashboard
Core Platform
Bid Processing EngineASBA & UPI FlowAllotment EngineRefund Handling
Operations
Bid ReconciliationRegistrar CoordinationException ReportsAudit Trail
Integrations
BSE & NSE ExchangeUPI Payment RailsASBA Block MechanismCDSL / NSDL

All layers share a single data context, no silos

C

Ecosystem 03

Hierarchy-driven Relationship Management

Advisor & Distributor Enablement

A relationship-first ecosystem where every level of the distribution hierarchy, from national heads to field RMs, has role-appropriate visibility into clients, business, and commissions.

Hierarchy-controlled access: each role sees exactly what they're authorised to see, no more, no less.

Built for

BanksWealth DistributorsIFAsNBFCs

Connected Platform Map

16 components connected
Users & Portals
National / Zonal HeadBranch ManagerRM / Advisor ViewDistributor Portal
Core Platform
ARN & Sub-broker MgmtClient 360 ViewTransaction HistoryBusiness Analytics
Operations
Commission TrackingPayout ManagementTrail CalculationTarget vs Actuals
Integrations
RTA Data FeedsBSE / NSE FeedsCore Banking APIsCRM Systems

All layers share a single data context, no silos

D

Ecosystem 04

MIS · Reconciliation · Audit · Payouts

Reporting & Compliance

A cross-ecosystem reporting layer that draws live data from all other ecosystems, providing a single source of operational truth for compliance, audit, and business performance.

One reconciliation layer for all products, MF, IPO, NCD, Bonds, auto-matched daily.

Built for

Compliance TeamsFinance ControllersOps HeadsAuditors

Connected Platform Map

16 components connected
Users & Portals
Compliance OfficerCFO / Finance TeamOperations ManagerAudit & Risk
Core Platform
MIS Report EngineReconciliation EngineException MonitoringBrokerage Calculator
Operations
Daily Recon ReportsPayout StatementsRegulatory ReportsDiscrepancy Alerts
Integrations
All Ecosystem DataBSE / NSE / RTABank SettlementRegulatory APIs

All layers share a single data context, no silos

Ready to build your ecosystem?

Stop buying modules. Start building an ecosystem.

Talk to us about which THEC ecosystem fits your institution's distribution or operations requirement.